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The first thing to decide is whether you’ll want a long shafted umbrella or a folded, compact model.  In general, a long-shafted stick umbrella will typically offer more coverage while in use, due its longer rib length.  Where the folded umbrella might offer less coverage while in use than its full length counterpart, it makes up for it in convenience.    A folded system can be as small as 7 inches when closed, easy to carry along in any handbag or back pocket.  Try lugging around a golf umbrella during your busy day and you’ll see what we mean.  So what’s more important to you:  coverage or convenience?  If you need maximum coverage, go for the long-shafted model.  If portability is a priority, opt for a more compact folded model.